Mortgage West-The Mortgage Centre

Serving British Columbia and Alberta

The Mortgage Centre is a mortgage broker firm, focused on meeting the needs of British Columbia and Alberta mortgage borrowers from our offices in Kamloops BC Canada. This site is designed to provide you, the mortgage borrower with the information you need to make one of your most important life decisions-purchasing or refinancing your home. You will find articles, mortgage calculators, economic commentaries and analysis,current mortgage rates and links to Canadian Mortgage industry information.

We'll Find you the Best Rates

In spite of what other web sites may say, the only way to quote you the best-available rate that's accurate for your situation is to let us do a free analysis, then shop the market for you.
Our Advice is Objective

Since we don't work for a lender, we're not motivated to lead you in only one direction. We'll analyze your needs, shop the market for the best available deals, then recommend the one that fits your needs best.
More Choice Means a Better Fit

We'll present you with a wide range features and rates from Canada's leading lenders so it's easy to find a mortgage that fits your needs exactly.

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.

Western Canada Mortgage Blog - Tips, Opportunities & Updates

CMHC-Mortgage Loan Insurance Changes, Kamloops - May 05, 2014
CMHC changes Mortgage Loan Insurance Premiums and cuts back on programs. Continue reading → The post CMHC-Mortgage Loan Insurance Changes appeared first on
Heat Recovery Ventilator-Lungs For Your Home, Kamloops - Jan 22, 2014
Sustainable Housing: Lungs for Your Home Stale air, lingering odours and high humidity can happen in the best of homes and, sometimes, simply opening a window can bring relief. When it's mild outside and there's a breeze, opening a window … Continue reading → The post Heat Recovery Ventilator-Lungs For Your Home appeared first on
Collateral Versus Standard Charge Mortgages, Kamloops - Jan 22, 2014
With some lenders moving towards collateral charge mortgages versus standard charge mortgages, it's important to understand the differences between a collateral and a standard charge mortgage. The primary difference is that a collateral charge mortgage registers the mortgage for more … Continue reading → The post Collateral Versus Standard Charge Mortgages appeared first on
Is Refinancing For You?, Kamloops - Nov 28, 2013
There are numerous reasons why homeowners choose to refinance their mortgages - everything from debt consolidation to freeing up money for their child's education to using their home equity to buy another property. But the most popular reason for refinancing … Continue reading → The post Is Refinancing For You? appeared first on
Connecting Business And The Arts, Kamloops - Nov 13, 2013
Rates first…Prime interest rate remains stable and recent Fixed Rate decreases have seen our lowest 5 Year Fixed Rate down to 3.45%. Some "Experts" are now predicting that we could even see further declines in interest rates. Now with interest … Continue reading → The post Connecting Business And The Arts appeared first on
Getting Those Energy Bills Air Tight, Kamloops - Oct 24, 2013
In Canada, space heating can account for up to 60% of most homeowners' energy bills. This is especially true with older homes, which can often be drafty, lightly insulated and may still have older, less energy-efficient windows, doors and heating … Continue reading → The post Getting Those Energy Bills Air Tight appeared first on
The Importance of Portability, Kamloops - Oct 24, 2013
Selling your current home and moving into a new one can be stressful enough, let alone worrying about your current mortgage and whether you're able to carry it over to your new home. Porting enables you to move to another … Continue reading → The post The Importance of Portability appeared first on

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