Mortgages — Kamloops and Prince George BC

The Mortgage Centre is a mortgage brokerage serving all of BC from offices in Kamloops and Prince George BC Canada.

Mortgage Research Tools

CAAMP Mortage Statistics
Monthly Mortgage Statistics
Canadian Association of Accredited Mortgage Professionals
What’s happening with rates? Housing prices? Housing sales? The Canadian Association of Accredited Mortgage Professionals publishes monthly mortgage statistics.
Weekly Economic Updates by CIBC World Markets
Weekly Economic Updates
CIBC World Markets
Where is the economy and the market going? What does this all mean?
See the Weekly Economic Updates by CIBC World Markets.

Mortgage Rate Watch
Mortgage Rate Watch
The Mortgage Centre, BC
A new feature of our website ... keep abreast of interest rate changes ... be sure to subscribe for our Mortgage Rate Watch. You’ll be updated by e-mail every time our best rates change. Complete your subscription in the column at the left. You can unsubscribe at any time.
Apply for a secured Visa Card
Apply for a secured Visa Card
Need to re-establish your credit? Read about one alternative and apply for a secured Visa Card.
Apply for your mortgage
Apply for your mortgage
Relax, when we say we work for you, we mean it. You can apply for your mortgage in at least four ways.
  1. Visit our offices in Kamloops and Prince George. We’d love to meet you.
  2. Call one of our mortgage counsellors at (250) 374-2222 in Kamloops or (250) 612-4700 in Prince George.
  3. Complete the “Apply-Fax Back” application . This allows you to complete a mortgage application by hand at your convenience and FAX to our office in Kamloops at (250) 374-2219.
  4. Apply On-Line . Your fully encryped information will be saved to a secure server when you Click the “Send Application” button. We’ll contact you as soon as we’re notified that your application was received.

BC Mortgages — Tips, Opportunities & Updates

Shopping For A Mortgage-A Matter of Trust
MortgageAware.com, Kamloops - Nov 21, 2009
Why use a Mortgage Broker? This is a question that many people ask themselves when they are looking for a mortgage to make a purchase or when they are renewing their existing mortgage. Most Canadians rely on the Banks and Credit Unions to provide them with the “best mortgage”. It is all about [...]...more
What Effect HST On Housing Costs?
MortgageAware.com, Kamloops - Nov 18, 2009
There’s been a great deal of confusion about what impact the proposed HST (Harmonized Sales Tax) will have on the cost of purchasing real estate. With that in mind, I have asked Sam Dabner of Fulton & Co to clarify what we know as at this date: (November 18, 2009). Here’s a copy of that [...]...more
Still Shopping For A Mortgage At Your Bank?
MortgageAware.com, Kamloops - Nov 01, 2009
All financial institutions have different guidelines in regards to approving a mortgage. Also, the rules and terms of their mortgages can differ. And of course, they offer different interest rates. The average consumer will approach their Bank, perhaps another one or two of the Big Banks and maybe a Credit Union or two in [...]...more
The Cost of Paying Posted Rates
MortgageAware.com, Kamloops - Oct 09, 2009
Why is there such a big difference between bank posted rates and The Mortgage Centres’ lowest rates? The simple answer is that many lenders have posted rates which they charge to clients who often do not realize that lower rates are available. They offer the posted rate to their client and if the client accepts that [...]...more
Using A Mortgage Broker
MortgageAware.com, Kamloops - Sep 25, 2009
Homebuyers are well advised to start the process of acquiring real estate, with a visit to a Mortgage Professional. Getting a pre-approval will ensure that you qualify for the required financing. You will know before you make that first offer to purchase, that your credit, your down payment and your income are sufficient to secure [...]...more
Mortgage Q & A’s for 2009
MortgageAware.com, Kamloops - Jun 02, 2009
How Much do I have to put down on my house purchase? While there are still a few programs available to purchase a home with little or no down payment, you should expect to provide a down payment of at least 5% of the purchase price of the home. Most lenders today also expect you to [...]...more
Credit Scoring
MortgageAware.com, Kamloops - May 26, 2009
Credit scoring is a numerical rating system that tells lenders what kind of credit risk you are. This rating system is becoming more and more important and most lenders are now setting the interest rate you pay based on your credit score. It follows then, HIGHER CREDIT SCORE, LESSER INTEREST. For example, one borrower scoring in the [...]...more

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