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	<title>MortgageAware.com</title>
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		<title>Mortgage Fraud? In My Town?</title>
		<link>http://www.mortgagesbc.ca/blog/?p=225</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=225#comments</comments>
		<pubDate>Wed, 06 Jan 2010 19:43:22 +0000</pubDate>
		<dc:creator>larry</dc:creator>
				<category><![CDATA[Tips]]></category>

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		<description><![CDATA[There’s been a lot of publicity in recent months about the incidence of mortgage fraud. Most of us think we will never get involved in such a thing. I’m writing from Kamloops BC and you can be sure that fraudulent activity is happening in the interior of BC. Here’s one specific scam that we all [...]]]></description>
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		<title>Shopping For A Mortgage-A Matter of Trust</title>
		<link>http://www.mortgagesbc.ca/blog/?p=194</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=194#comments</comments>
		<pubDate>Sat, 21 Nov 2009 17:21:07 +0000</pubDate>
		<dc:creator>hal</dc:creator>
				<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.mortgagesbc.ca/blog/?p=194</guid>
		<description><![CDATA[Why use a Mortgage Broker? This is a question that many people ask themselves when they are looking for a mortgage to make a purchase or when they are renewing their existing mortgage. Most Canadians rely on the Banks and Credit Unions to provide them with the &#8220;best mortgage&#8221;. It is all about trust. We [...]]]></description>
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		<title>What Effect HST On Housing Costs?</title>
		<link>http://www.mortgagesbc.ca/blog/?p=202</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=202#comments</comments>
		<pubDate>Wed, 18 Nov 2009 19:18:40 +0000</pubDate>
		<dc:creator>teague</dc:creator>
				<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[Mortgaging Costs]]></category>
		<category><![CDATA[Updates]]></category>

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		<description><![CDATA[There&#8217;s been a great deal of confusion about what impact the proposed HST (Harmonized Sales Tax) will have on the cost of purchasing real estate. With that in mind, I have asked Sam Dabner of Fulton &#38; Co to clarify what we know as at this date: (November 18, 2009). Here&#8217;s a copy of that [...]]]></description>
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		<title>Still Shopping For A Mortgage At Your Bank?</title>
		<link>http://www.mortgagesbc.ca/blog/?p=186</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=186#comments</comments>
		<pubDate>Sun, 01 Nov 2009 23:31:55 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Opportunities]]></category>

		<guid isPermaLink="false">http://www.mortgagesbc.ca/blog/?p=186</guid>
		<description><![CDATA[All financial institutions have different guidelines in regards to approving a mortgage. Also, the rules and terms of their mortgages can differ. And of course, they offer different interest rates. The average consumer will approach their Bank, perhaps another one or two of the Big Banks and maybe a Credit Union or two in the [...]]]></description>
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		<title>The Cost of Paying Posted Rates</title>
		<link>http://www.mortgagesbc.ca/blog/?p=76</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=76#comments</comments>
		<pubDate>Fri, 09 Oct 2009 23:32:47 +0000</pubDate>
		<dc:creator>vic</dc:creator>
				<category><![CDATA[Mortgaging Costs]]></category>
		<category><![CDATA[Time Sensitive]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.mortgagesbc.ca/blog/?p=76</guid>
		<description><![CDATA[Why is there such a big difference between bank posted rates and The Mortgage Centres’ lowest rates? The simple answer is that many lenders have posted rates which they charge to clients who often do not realize that lower rates are available. They offer the posted rate to their client and if the client accepts [...]]]></description>
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		<title>Using A Mortgage Broker</title>
		<link>http://www.mortgagesbc.ca/blog/?p=171</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=171#comments</comments>
		<pubDate>Fri, 25 Sep 2009 17:34:27 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://www.mortgagesbc.ca/blog/?p=171</guid>
		<description><![CDATA[Homebuyers are well advised to start the process of acquiring real estate, with a visit to a Mortgage Professional. Getting a pre-approval will ensure that you qualify for the required financing. You will know before you make that first offer to purchase, that your credit, your down payment and your income are sufficient to secure [...]]]></description>
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		<title>Mortgage Q &amp; A’s for 2009</title>
		<link>http://www.mortgagesbc.ca/blog/?p=71</link>
		<comments>http://www.mortgagesbc.ca/blog/?p=71#comments</comments>
		<pubDate>Tue, 02 Jun 2009 19:59:17 +0000</pubDate>
		<dc:creator>larry</dc:creator>
				<category><![CDATA[Home Purchase]]></category>
		<category><![CDATA[Opportunities]]></category>
		<category><![CDATA[Time Sensitive]]></category>
		<category><![CDATA[Updates]]></category>

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		<description><![CDATA[How Much do I have to put down on my house purchase? While there are still a few programs available to purchase a home with little or no down payment, you should expect to provide a down payment of at least 5% of the purchase price of the home. Most lenders today also expect you [...]]]></description>
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