Mortgages — Kamloops BC

The Mortgage Centre is a mortgage broker firm, focused on meeting the needs of BC mortgage borrowers from our offices in Kamloops BC Canada. This site is designed to provide you, the mortgage borrower with the information you need to make one of your most important life decisions-purchasing or refinancing your home. You will find articles, mortgage calculators, economic commentaries and analysis,current mortgage rates and links to Canadian Mortgage industry information.

Apply for Your Mortgage On Line Now

Apply for your mortgage
Four Ways to Apply
Relax. When we say we work for you, we mean it. You can apply for your mortgage in at least four ways.
  1. Visit our offices in Kamloops. We’d love to meet you in person.
  2. Call one of our professional Mortgage Counsellors at (250) 374-2222 in Kamloops or Toll Free at 1 (877) 574-3426. We'll take your application over the phone and walk you through the process.
  3. “Apply and Fax Back” Application . This allows you to complete a mortgage application by hand at your convenience and FAX to our office in Kamloops at (250) 374-2219 or Toll Free at 1 (877) 374-2219
  4. Apply On-Line. Your fully encryped information will be saved to a secure server when you Click the “Send Application” button. We’ll contact you as soon as we’re notified that your application was received.

Mortgage Market Research

CAAMP Mortage Statistics
Monthly Mortgage Statistics
Canadian Association of Accredited Mortgage Professionals
What’s happening with rates? Housing prices? Housing sales? The Canadian Association of Accredited Mortgage Professionals publishes monthly mortgage statistics.
Weekly Economic Updates by CIBC World Markets
Weekly Economic Updates
CIBC World Markets
Where is the economy and the market going? What does this all mean?
See the Weekly Economic Updates by CIBC World Markets.

Mortgage Rate Watch
Mortgage Rate Watch
The Mortgage Centre, BC
Keep abreast of interest rate changes ... be sure to subscribe for our Mortgage Rate Watch. You’ll be updated by e-mail every time our best rates change. Complete your subscription in the column at the left. You can unsubscribe at any time.
Apply for a secured Visa Card
Apply for a secured Visa Card
Need to re-establish your credit? Read about one alternative and apply for a secured Visa Card.

BC Mortgage Blog — Tips, Opportunities & Updates

Benjamin Tal Economic Buzz – Fall 2011
MortgageAware.com, Kamloops - Oct 19, 2011
Accidents can happen to any economy. Temporary troubles in energy and autos hit exports hard during the second quarter, which was enough to push Canada's Gross Domestic Product (the size of our economy with inflation factored in) into a decline—even though demand was healthy at home. This made the quarter look worse than it really [...]...more
Broker or Bank Mortgage Specialist?
MortgageAware.com, Kamloops - Oct 18, 2011
It seems that a number of Bank Mortgage Representatives (Specialists) have been holding themselves out to be "Mortgage Brokers". This week, one Bank Representative in Toronto sheepishly and without comment, withdrew the "Mortgage Broker" title from his website after being challenged by an industry publication. Another trend in the unregulated world of the Internet is [...]...more
Reverse Mortgages
MortgageAware.com, Kamloops - May 24, 2011
From time to time I am asked about Reverse Mortgages and how they work. Our main partner in this product is 'CHIP' or Canadian Home Income Plan. In order to qualify for a CHIP Reverse Mortgage, both you and your spouse must be at least age 60. The typical borrower who benefits from this program [...]...more
Stability In The Canadian Mortgage Market
MortgageAware.com, Kamloops - May 11, 2011
The Canadian Association of Accredited Mortgage Professionals (CAAMP) just released their Spring Survey Report on the Canadian Mortgage Market (Published with permission). The report was penned by CAAMP's Chief Economist, Will Dunning. Here are some of the conclusions of that report: There is currently $855 billion in mortgages on principal residences and $215 billion in [...]...more
Benjamin Tal-Deputy Chief Economist, CIBC World Markets “Economic Buzz”
MortgageAware.com, Kamloops - May 01, 2011
Spring 2011 – Strong First Quarter Growth To Slow As Year Progresses Canada's fourth quarter growth rate of 3.3% hints of a robust pace to start 2011. Final domestic demand accelerated to 4.7% with healthy gains in all categories except housing construction. Exports posted a more than 17% annualized gain. Corporate profits are 16% above [...]...more
A Prime Rate Increase Warning?
MortgageAware.com, Kamloops - Apr 27, 2011
This week a few Mortgage Lenders have announced an increase in Variable Rate Mortgage Rates. The Premium under Prime Rate has been decreased (that means an increase in the rate borrowers pay on new mortgages). For example, what was priced at Prime minus .65% is now being priced at Prime minus .40%–a rate increase of [...]...more
Are Borrowers Ready For Higher Rates?
MortgageAware.com, Kamloops - Apr 19, 2011
The signs are there. Inflation is trending up. Bond yields are rising. There’s still no foolproof way to predict interest rates, when they will rise and by how much. What every borrower can do is to test at what interest rate “financial discomfort” occurs so that he or she can manage that risk. The best [...]...more

Web Design by Page Mine