Mortgage Information
Mortgage Counsellors
Mortgage Information
Mortgage Articles
The Mortgage Centre provides information about mortgages in Kamloops and all areas of BC.
We keep articles that we think our clients will learn or benefit from. Here is the list of our most current and hopefully relevant topics:
Reference Articles
- Home Buying Step by Step
- CMHC’s Homebuying Step by Step guide is here to make things easier for you by providing the information you need to make a wise homebuying decision. This section provides examples and worksheets that will guide you through the entire homebuying process, from the moment you make the decision to buy your own home to the moment the movers carry the first box through the front door. It couldn’t be easier!
- The Mortgage Centre — About Us
- A short bio of The Mortgage Centre Franchise in Kamloops — in business since 1991
- The Mortgage Centre — Closing Costs
- A breakdown of the estimated costs to purchase or refinance a home in British Columbia
- Mortgage Protection Plan
- When you take on mortgage debt or any other debt for that matter, it’s appropriate to review the protections that you have from death and illness or injury in the family. Mortgage Protection Plan can help.
- The Mortgage Centre — FAQs
- Frequently Asked Questions about services available at The Mortgage Centre in Kamloops
- Home Warranty Insurance
- An up to date listing of Home Warranty Insurance companies in BC
Economic Reports
- Market Update
- CIBC World Markets Weekly Update — updated 08 Mar 2010
- History of Fixed 5 Year Mortgage Rates
- A 25 year history of 5 Year fixed rate Mortgages in Canada from 1985 to 2009. Rates are still near historical lows.
- Fixed vs Variable Rate Comparison
- A Graphical history of Fixed Rate mortgages vs Variable Rate Mortgages for the last 25 years
- Bank of Canada Home Page
- Scads of economic information and history compiled by the Bank of Canada. Here’s our link to their site.
Other Information Links
Some of these links to other sites may be temporary. Please notify us if any of our links are no longer in effect.
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The Mortgage Centre’s Code of Ethics
Canadian Association of Accredited Mortgage Professionals As Members of CAAMP, The Mortgage Centre’s staff adhere to a Code of Ethics. |
Canadian Mortgage News From The Net
 Globe and Mail | Mortgage lending growth drives Canadian banks' earnings Financial Times Canada's five big banks have again shown their mettle with unexpectedly robust first-quarter earnings driven by strong growth in ... Canada's profitable banks set sights on growth Scotiabank profit blows past estimates Mortgages fuel Scotiabank earnings |
Xceed Mortgage Appoints Michael Jones Interim Chief Operating Officer and Jeff ... Canada NewsWire (press release) Xceed Mortgage Corporation, based in Toronto, is a Canadian provider of insured residential mortgages that it originates in Canada. ... |
Choose mortgage words carefully Montreal Gazette Is it based on the Bank of Canada rate?" Mr. Siegle says. "Consumers hear these words all over the place and they need to establish what they mean. ... |
 Financial Post | More Canadians plan to buy homes: poll Montreal Gazette ... reached $337410 in December 2009 - up 19 per cent from a year earlier - and sales were up 72 per cent, according to Canada Mortgage and Housing Corp. ... More young Canadians taking advantage of low interest rates in housing market Young aged 18 to 24 twice as likely to buy homes Banks May Sell More Covered Bonds on Rule Change: Canada Credit |
 Globe and Mail | Bringing down the house Globe and Mail His conclusion about Canada's mortgage market: "boring, but effective." It's a meat-and-potatoes mortgage market. Most Canadians opt for fixed-rate ... The Kansas City Star, Mo., Keith Chrostowski column [The Kansas City Star, Mo.] |
 The Guardian | Refinancing tempting at these rates Globe and Mail After months of mild fluctuations in fixed-rate mortgage rates, pressure seems to be building for an increase. The five-year Government of Canada bond yield ... Mortgage Canada Calculator CPR on Mortgages |
 CBC.ca | New Rules For Borrowers Calgary Herald Federal Finance Minister Jim Flaherty recently announced restrictions for any borrower who wants a mortgage backed by the Canada Mortgage and Housing Corp. ... New mortgage rules pile onto HST Canadians managingmortgage debt well Budgets in a dangerous time |
Bank of Montreal earnings up nearly three-fold Vancouver Sun ... weeks ago to support the long-term stability of Canada's housing market and curtail any speculative excesses in mortgage borrowing," Downe commented. ... |
C.A. Bancorp Canadian Realty Finance Corporation Announces 2009 Financial ... MarketWatch (press release) Deal flow through early 2010 is strong and, provided that new commercial mortgages and loans close as projected, the Manager anticipates the balance of its ... |
Credit markets soak up deals Globe and Mail (blog) Covered bonds are backed by both mortgages and the guarantee of the financing institution that issues the debt. It's a financing tool that's been used in ... |